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"Years ago, my wife and I read "The 4 Laws" and implemented the laws using the Debt Down tool. We crawled out of a $90,000 credit card hole in 2 and 1/2 years. The laws worked so well, (then) we quit using them, and are now back in that same hole. This week we are very excited to have seen the errors of our ways and get re-started."
-Ward, Montana
“Hope for the financially hopeless! At last! A finance book I can read like a story! Not boring, lecturing, or intimidating like other books of this nature. This book literally saved my financial future. I am now on the road to debt free prosperity and feeling great about life. My perspective on money and how I spend it has changed completely.”
-Anonymous
“My wife and I activated our account (Debt Down tool), one month and one day ago and we feel blessed to have your product as not only as a financial tool but also a marital aid. I say this because it has enhanced our communication on how money is spent, which as you know is a leading cause of marriage failures in our country. It has also allowed us to set better goals for our financial future and see how small decisions made today have a direct impact on our future.
As another tangible result of our first month on the program, we have found literally hundreds of wasted dollars a month in our budget and have been able to make changes based on this new information that will allow us to contribute aggressively NOW to our church’s new building expansion program. God bless you for this awesome tool! I tend to share it with every person I meet!”
-T. Stewart, California
“This should be required reading in every high school... This is the second time I’ve bought this book because I sent the first one to someone I thought needed it. Now I am trying to get my son to take control of his finances and can’t think of a better way for him to learn the rules.”
-Coy Layne
"Take an evening to read this book. It’s an easy read, but be warned: if you put the 4 laws into practice, it will change your life! As a financial advisor, I have read dozens of books and attended many seminars on debt reduction; NONE of which could match this book’s simplicity and applicability to ANY person in any situation without changing your income! That’s no exaggeration. This book is a tome of wisdom that should be required reading.
I have given copies of this book to clients, friends, and every member of my family. Truly the most life-changing book I’ve read since Stephen Covey’s ‘7 Habits of Highly Effective People’."
-Financial Advisor, Seattle, Washington
“…We have a 22-year-old son who, like other kids his age, wants to move out. He has a part-time job but doesn’t have a clue on how to manage his money. We told him before he moves out, he needs to learn how to use a checking account besides using a debit card and how to manage a credit card. We also told him to read “The 4 Laws to Financial Prosperity”, just reading one chapter a night. He agreed to do these things, but with no enthusiasm, just to satisfy us.
After the first day, my son told me that he thought the book was really good. I asked him if he finished the first chapter and he replied that he had read 4. He also told me that he had told his friends what we were making him do, I.e. read the book, checking account, credit card, and they told him that they wished their parents would have done that for them before they moved out. Now a couple of his friends also want to read the book. We are continuing to work on having him track his expenses so he can see what he needs to be making to go out on his own and succeed. As you can see, my family has benefited from your services.”
-Lynn Munns, a Concerned and Loving Parent
"I just wanted to express my sincere appreciation for the Debt Down online service. I began utilizing the Debt Down tool and 4 Laws over three years ago. In that time, I significantly increased my level of savings as well as reducing my debt by 40%!
-A. Moreno
